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Starting in Jan Michael Jordan Bengals Jersey , debt collection companies will be under the direction of the Consumer Financial Protection Bureau. Many have been waiting for the CFPB to bring that industry in, but time will tell if it makes a difference.

Consumer Financial Protection Bureau tells debt collection companies a brand new sheriff is in town

There is a ton of hatred in the debt collectors business, which they most likely deserve considering some of the things collectors do. Though there are good debt collectors out there, there are a lot of bad apples that give the industry a bad name.

From 2000 to 2011 Renell Wren Bengals Jersey , there was an enormous increase in the number of complaints the Federal Trade Commission got from 13,950 to over 180,000 grievances, according to the New York Times. Of those grievances Ryan Finley Bengals Jersey , 21 percent came from the top 100 debt collectors in the country, according to Forbes. That means smaller firms are doing the majority of the nasty business.

The CFPB has finally announced that it is prepared to bring in the industry’s behavior, which many individuals have been waiting for.

New year; new rules

Starting Jan. 2, 2013 Germaine Pratt Bengals Jersey , debt collectors will officially be under Consumer Financial Protection Bureau direction. The bureau asserts that it wants debt collection agencies will have to clearly identify themselves and disclose the amount of debt owed, as well as communicates “civilly and honestly” with people they are trying to collect a debt from. Granted, people should pay their personal loans and other obligations, but that doesn’t mean they should be subjected to abuse.

All non-bank financial institutions are under control of the Consumer Financial Protection Bureau as the Dodd-Frank Act requires.

The only problem with it all is that small businesses are off the hook since only corporations with $10 million or more in annual receipts are being viewed Drew Sample Bengals Jersey , according to the Washington Post. The New York Times points out that it is still going to be $12.2 billion a year viewed and about 63 percent of business, which is good. However, only 175 of the 4,500 debt collectors are represented in that number.

Not all that bad

According to Forbes Jonah Williams Bengals Jersey , about 5 in every one million people complain even though the top 100 corporations only accounted for 21 percent of grievances. There are not that many grievances despite the bad news of debt collection agencies.

The largest firms are the largest creditors, and it makes sense that they would be more careful with their practices. It may not be worth producing guidelines just for them since the small corporations are making the mistakes. . Cheap Jerseys Cheap Athentic Jerseys Cheap Authentic NBA Jerseys Cheap Custom MLB Jerseys Cheap College Jerseys Cheap College Basketball Jerseys Cheap Jerseys China Cheap Jerseys China Wholesale Football Jerseys China Free Shipping Wholesale College Jerseys China
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